Protect Your Family.
Build Your Wealth. Create Your Legacy
One trusted source for estate planning, financial education, and a business opportunity that allows you to help other families while creating additional income
Choose the option that's right for you.
PROTECT YOUR FAMILY
Learn how to avoid probate, protect your loved ones, and create an estate plan.
BUILD YOUR WEALTH
Discover strategies to build wealth, reduce taxes, and prepare for retirement.
CREATE YOUR LEGACY
Learn how you can earn income helping families protect everything they've worked for.
Why Everything Works Together
Most families focus on only one piece of their financial future.
They invest.
They buy insurance.
They save for retirement.
But many never create an estate plan—and many people looking for additional income never realize they can build a business that makes a meaningful difference in families' lives.
Our mission is simple:
Help families build wealth, protect it, and leave a lasting legacy.
Avoid Probate. Protect Your Family.
Preserve Your Legacy.
Discover how families can avoid costly court proceedings, maintain control of their assets, and create peace of mind with a proper estate plan.
Estate Planning
Protect Everything You've Worked For
Living Trusts
Wills
Powers of Attorney
Healthcare Directives
Probate Avoidance
Lifetime Updates
And More...
Financial Services
Build Wealth With Purpose
Retirement Planning
Life Insurance
College Planning
Tax-Advantaged Strategies
Legacy Planning
Income Protection
Business Opportunity
Turn purpose into profit
Instead of selling products... Help families protect their futures. Earn commissions. Build recurring income. Create a legacy business you can pass on to your own family.
Flexible schedule
Full training
Marketing system provided
Fully automated
No legal experience required
Make a real difference
Why People Choose Us
Families choose R.T. Wheeler & Associates because we make the process simple, understandable, and focused on protecting what matters most.
About Rick
Rick Wheeler, JD, MBA
Founder and Lead Attorney
Heritage Estate Plans, Inc.
Rick Wheeler never planned on becoming an estate planning attorney. Before law school, he worked as a business consultant and believed attorneys were only needed when something went wrong. But while studying law, he discovered how easily an unexpected death or medical emergency could leave families facing confusion, court involvement, and unnecessary stress.
After becoming an attorney, Rick chose to focus on helping people prevent legal problems rather than simply solving them. That mission became personal when friends began asking for help after losing their parents. As they struggled through probate, Rick witnessed grieving families burdened with court proceedings, delays, uncertainty, and conflict at the very time they needed peace of mind.
Those experiences ignited Rick's passion for estate planning. Yet he soon realized the traditional legal model often ended once the documents were signed. Clients frequently had to pay again for updates, additional legal advice, or guidance for their loved ones after a death.
Rick believed families deserved something better.
That belief led him to create Heritage Estate Plans—a lifelong membership designed to provide not only comprehensive estate planning documents, but also ongoing legal guidance, lifetime amendments, and continued support for families when they need it most.
Today, Heritage is transforming estate planning is all 50 States; from a one-time transaction into a lifelong relationship focused on protection, education, and legacy. Through the "Probate Ends With Us" movement, Rick is committed to helping families avoid unnecessary court involvement and giving them confidence that the people they love will be protected when life changes forever.
Because estate planning isn't about preparing for death—it's about protecting the people you love most.
Where Would You Like to Begin?
PROTECT YOUR FAMILY
Learn how to avoid probate, protect your loved ones, and create an estate plan.
BUILD YOUR WEALTH
Discover strategies to build wealth, reduce taxes, and prepare for retirement.
CREATE YOUR LEGACY
Learn how you can earn income helping families protect everything they've worked for.
